Spending on Debt in USA: How to get out of the debt without ruining your life.

The reason why Debt is the top financial stress among Americans. One of the largest causes of the Americans being stuck financially is the debt. Students loans, auto loans, credit cards, medical bills, and personal loans accumulate gradually until one cannot make the monthly payments. Most individuals make a good salary, get all good and … Read more

The basics of Credit Scores in the USA: the way they work and how to improve them within a short period of time.

Why Your Credit Score Matter of More Than It Keeps. In the US, the credit score silently impacts nearly every important financial decision you will make. It determines whether the loans are granted to you, the interest that is charged on your loans, whether you rent an apartment, the car you drive and even the … Read more

An Emergency Fund in USA: How much you need and how to build one in less time.

A Case in Favor of Emergency Fund as the Key to Financial Stability. Financial emergencies are not something unnatural that occurs but a part of everyday life in the United States. Loss of job, health expenses, automobile repairs, house repairs and unexpected family necessities, occur in nearly every person at a certain time. Financial stability … Read more